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RED ZONE RETIREMENT PROGRAM

In football, the Red Zone is where a team has to make small adjustments to ensure victory. As you approach retirement, you also need to make small adjustments to ensure success.

On this show, John Mears, breaks down the essential facets of tax planning, investing, retirement concerns, and much more. If you have a 401(k), IRA, Roth, pension or any other type of retirement account or savings vehicle then this is the show for you. Understand your savings and have some fun along the way with John Mears!

RED ZONE RETIREMENT ON YOUTUBE

Feeling overwhelmed by retirement planning? As advisors, our goal is to relieve your retirement stress. Remember, it's not always about needing more money- it's about crafting the right plan for peace of mind. #retirementplanning #retirementstress #financialadvisor
Feeling Overwhelmed by Retirement Planning?
#retirement #retirementplanning #retirementadvice Retirement is often portrayed as a time when worries and stress fade away. However, psychologists have determined that retirement is one of the most stressful events that some people will experience in life. In this episode, we’ll look at some ways to proactively deal with the stress surrounding the retirement process. While we like to talk about numbers around here (as it’s a very important part of the planning process), it's equally essential to address the psychological aspects of this transition. As John has observed with clients, your job likely played a significant role in shaping your identity, and stepping away from it can feel disorienting. Tune in as we share a few tips for embracing this new phase of life with confidence, and remind you that a comprehensive plan should consider more than just numbers. Here’s some of what we discuss in this episode: 0:00 – Intro 1:47 – The lifestyle change 5:42 – Embracing new challenges 6:53 – Keeping your options open 9:56 – Keeping your sense of perspective 12:30 – Finding a good advisor 15:10 – Listener Question Book an appointment with us: https://mearsmoneymanagement.as.me/schedule.php Get in touch with us: https://mearsmoney.com/ Watch the Podcast on YouTube: https://bit.ly/3PmcOPM
Steering Clear of Retirement Stress
Whether on the field or in retirement planning, unforeseen challenges can arise at any moment. Being adaptable is key to staying ahead- so, as you plan for retirement, remember: it's not about setting your plan and forgetting it. #adaptability #financialplanning #retirementplanning
Adaptability in Financial Planning
#retirement #retirementplanning #expectationvsreality Some people just need a reality check when it comes to understanding their retirement. Today, we'll explore why a realistic approach to retirement, inclusive of financial planning and the potential for unexpected challenges, is crucial. The episode kicks off with a candid conversation about the misconceptions of retirement life. The ads make it look easy, but John reminds us that even in retirement, the lawn still needs mowing, and the trash won't take itself out. This isn't to dampen your spirits, but rather to prepare you for the realities that await and to ensure your retirement plan is robust enough to handle them. The episode isn't all about cautionary tales, though. John encourages listeners to dream and share their retirement goals with their financial advisors. Whether it's a second home or a kitchen remodel, he believes in finding ways to make these dreams a reality, (within reason, of course). For this week’s two-minute warning, Wendy asks if her investment in American Funds was the right move. Here’s some of what we discuss in this episode: 0:00 – Intro 1:34 – Manage your expectations 4:04 – Account for changing expenses 5:30 – Be ready to adjust 7:31 – Do be too proud to get help 10:59 – Sharing your dreams with your advisor 12:33 – Listener question Book an appointment with us: https://mearsmoneymanagement.as.me/schedule.php Get in touch with us: https://mearsmoney.com/ Watch the Podcast on YouTube: https://bit.ly/3PmcOPM
Expectation vs. Reality: The Truth About Retirement Planning
Remember: 'garbage in, garbage out' – no matter how advanced the technology, accurate input is key. For example, financial calculators may seem convenient, but without the right information, they can lead to misleading results. Proceed with caution and seek professional guidance when in doubt. #financialcalculator #financialeducation #financialtechnology Get in touch with us: https://mearsmoney.com/ Watch the Podcast on YouTube: https://bit.ly/3PmcOPM
The Hidden Dangers of Financial Calculators
#retirementplanning #retirementplanningtechnology #retirementtechnology In today’s episode, we’re unpacking the toolbox of innovations that promise to redefine the way we approach financial preparation for retirement. From personal finance management software to the abundance of online calculators, there's no shortage of tools aiming to streamline the planning process. But, do they deliver? Listen in as John and Marc take a critical look at these technological advancements, exploring whether they simplify retirement planning or introduce new complexities. They’ll dive into subjects like Google, do-it-yourself trading platforms, social media influencing, and more. Then, for our two-minute warning, John answers a listener's question about whether or not to take out a life insurance policy. Here’s some of what we discuss in this episode: 0:00 – Intro 1:34 – Google is great, but consider the context 3:44 – Robo-advisors can be helpful, but may not provide comprehensive planning 5:58 – Online calculators are only as accurate as the information inputted into them 8:23 – The limitations of do-it-yourself trading platforms 11:18 – The rise of financial social media influencers 15:15 – Listener question about life insurance Book an appointment with us: https://mearsmoneymanagement.as.me/schedule.php Get in touch with us: https://mearsmoney.com/ Watch the Podcast on YouTube: https://bit.ly/3PmcOPM
How Is Technology Redefining Retirement Planning?
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ATTENTION BABY BOOMERS & GEN XERS

JOHN MEARS TAX-FREE RETIREMENT TOOLKIT REVEALS:

“How to Defuse the 401k/IRA Tax Time Bomb So YOU Can Experience a TAX FREE RETIREMENT!”

Displaying the books on how to retire

YOUR COACH

John’s been a Registered Investment Advisor for the last three years, as well as having his securities license for the last 20 years. He’s built a practice to provide comprehensive planning services to people who seek a “work optional” lifestyle.