Year-End Mailbag: Your Biggest Retirement Questions Answered

Published On: December 18, 2025

Join John as he wraps up the year and answers some of the biggest questions on listeners’ minds. This episode dives into real-world financial concerns, practical strategies, and tips to help you keep your retirement game plan on track. John cuts through the noise with straightforward answers that help you think clearly about the retirement decisions that matter most.

Here’s some of what we discuss in this episode:

🎁 Holiday Gifting: understanding limits and smart giving strategies

💰 Excess Cash: balancing comfort with inflation risk

🏡 Downsizing Moves: equity, mortgages, and retirement timing

📚 Resources: planning tools and helpful tips for the upcoming year

Go Inside the Episode:

0:00 – Intro

1:33 – Holiday Gifting Strategies

5:59 – Handling Excess Cash

11:07 – Downsizing and Moving

15:19 – Final Thoughts and Resources

Resources:

Get in touch with us: https://mearsmoney.com/

Watch the Podcast on YouTube: https://bit.ly/3PmcOPM

Check out John’s FREE Books: https://je9gekmc.pages.infusionsoft.net/

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