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RED ZONE RETIREMENT PROGRAM

In football, the Red Zone is where a team has to make small adjustments to ensure victory. As you approach retirement, you also need to make small adjustments to ensure success.

On this show, John Mears, breaks down the essential facets of tax planning, investing, retirement concerns, and much more. If you have a 401(k), IRA, Roth, pension or any other type of retirement account or savings vehicle then this is the show for you. Understand your savings and have some fun along the way with John Mears!

RED ZONE RETIREMENT ON YOUTUBE

It’s a mailbag edition of the show this week as we’ll tackle questions about inherited IRAs and investing in 401k. Plus, John’s football season as a head coach has come to an end and it taught him a valuable lesson about diversification. We appreciate all the recent visitors to our channel and the feedback they’ve provided, which is why we wanted to take some time to answer the questions that you’ve asked us. So we’ll talk about the nuances of inherited IRAs and provide some guidance for beneficiaries. Then we’ll get into 401k contributions and tax strategies to help you better understand when to take full advantage of this retirement account and when to start scaling back. Tune in to learn how to approach your retirement planning with the precision and strategy of a championship-winning team. Get the Defuse and Tax Free Retirement in California by visiting RescueMyRetirement.net Here’s some of what we discuss in this episode: 0:00 – Intro 1:12 – Football lesson on diversification 4:09 – What to do with an inherited IRA? 7:54 – Should I stop putting money into the 401k? 12:07 – Final thoughts Book an appointment with us: http://bookachatwithjohn.net Get in touch with us: https://mearsmoney.com/ Watch the Podcast on YouTube: https://bit.ly/3PmcOPM
Mailbag: Inherited IRAs and 401k Investing
There are some different rules associated with Inherited IRAs depending on who the beneficiary is. Knowing that is a good place to begin the planning discussion. #ira #retirementplanning #estateplanning Book an appointment with us: https://mearsmoneymanagement.as.me/schedule.php Get in touch with us: https://mearsmoney.com/ Watch the Podcast on YouTube: https://bit.ly/3PmcOPM
Inherited IRA rules depend on who inherits it
There's not a whole lot you can do to reverse a claiming decision with Social Security so make sure you talk through your plan with a professional before you make any final decision. Book an appointment with us: https://mearsmoneymanagement.as.me/schedule.php Get in touch with us: https://mearsmoney.com/ Watch the Podcast on YouTube: https://bit.ly/3PmcOPM
Have a conversation BEFORE claiming Social Security
All types of changes have been thrown around for Social Security, but it really comes down to one simple thing: math. Book an appointment with us: https://mearsmoneymanagement.as.me/schedule.php Get in touch with us: https://mearsmoney.com/ Watch the Podcast on YouTube: https://bit.ly/3PmcOPM
The one thing that will fix Social Security
Social Security is the backbone of retirement for millions of Americans, but big changes may be coming. There’s plenty of speculation about what actions the government will take to extend the life of the program, but now we have a few more specifics of what it could potentially look like. Congressman Brendan Boyle asked the Congressional Budget Office to provide information about the effects that increasing—from 67 to 69—the age at which workers become eligible for full retirement benefits from Social Security would have on workers’ benefits and on the program’s finances. What did they find out in the report and how much would this change impact your benefits? John breaks down his thoughts on some of the issues facing Social Security as well as on some proposed changes in this week’s show. Here’s some of what we discuss in this episode: 0:00 – Intro 2:31 – The question asked to the Congressional Budget Office 5:39 – David Walker 7:32 – Early retirement 9:25 – CBO proposal would only put a dent into the math problem 13:17 – Raising the wage base 15:01 – Planning for change 18:26 – Two-minute drill Book an appointment with us: https://mearsmoneymanagement.as.me/schedule.php Get in touch with us: https://mearsmoney.com/ Watch the Podcast on YouTube: https://bit.ly/3PmcOPM
Could Big Changes Be Coming To Social Security?
The key to progress is focusing on what we can improve today, not dwelling on the past. The only way forward is to make small, consistent improvements and keep moving toward your goals. #financialfreedom #moneymindset #financialtips Book an appointment with us: https://mearsmoneymanagement.as.me/schedule.php Get in touch with us: https://mearsmoney.com/ Watch the Podcast on YouTube: https://bit.ly/3PmcOPM
Stop obsessing over past financial mistakes
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ATTENTION BABY BOOMERS & GEN XERS

JOHN MEARS TAX-FREE RETIREMENT TOOLKIT REVEALS:

“How to Defuse the 401k/IRA Tax Time Bomb So YOU Can Experience a TAX FREE RETIREMENT!”

Displaying the books on how to retire

YOUR COACH

John’s been a Registered Investment Advisor for the last three years, as well as having his securities license for the last 20 years. He’s built a practice to provide comprehensive planning services to people who seek a “work optional” lifestyle.